Reverse Mortgage Blog

Tag: reverse mortgage

Buffer Assets and How They Work

February 20, 2022

A way to mitigate the "Covid Crash" and any other market downturn on the horizon.

I’m Desperate! Please Help!

December 20, 2021

A reverse mortgage enabled Jane to overcome being House-Rich and Cash-Poor

What Would Make you Dance?

October 20, 2021

Pat's joy was great after we closed!

What Would You Do with an Extra $1,000 a Month?

September 20, 2021

An extra $1,000 per month changed Julia's life. Learn how.

Silver Divorce: A Reverse Mortgage May Help

August 28, 2021

Using a revere mortgage on one home and a reverse mortgage to purchase a second home may be the solution.

This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.

*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.

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©2023 Top Flite Financial, Inc. NMLS ID # 209410 Equal Housing Lender. 46869 Garfield Rd., Macomb, MI 48044 Tel. 586-753-9000. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Not all loan products are available in all states. Cannot be combined with other offers. Not all borrowers will qualify. This advertisement is provided for informational purposes only. Top Flite Financial, Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. Subject to meeting loan qualifications - Minimum age for program qualification is 62. You must still live in the home as your primary residence, continue to pay required property taxes, and homeowners insurance and maintain the home according to FHA requirements. For licensing information go to www.nmlsconsumeraccess.org.

Texas Complaint Notice For Mortgage Brokers

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV .

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