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Your Hometown Mortgage Solution

20 Years of Delivering Better Lending Opportunities

Top Flite Financial, Inc. is a premier Fannie Mae Direct mortgage lender founded by Timothy and Tracie Baise in December of 2002. What began in an 80 square foot home office in a small rural town in Michigan, has grown into a Nationwide Multi-Million Dollar Corporation.


Meet Your Top Flite Reverse Team

Daniel Bove Headshot David Underwood Headshot Phil Miller Headshot

Daniel Bove
NMLS#95620 | 
Branch Manager

Phone: 810-343-5337


David Underwood
NMLS#104138 | 
Senior Loan Officer

Phone: 248-219-3457


Phil Miller
NMLS#1707990 | 
Loan Officer

Phone: 586-808-5830


The Top Flite Mission

To Inspire Life, Freedom, and Integrity by maximizing the benefits of homeownership through an unparalleled process that gives everybody the ability to succeed. Our vision is to become the gold standard for how companies should value and treat their customers and employees.

We are proud to be a company built on Integrity, Ethics, Excellence, and Dedication. At Top Flite Financial, our mortgage professionals are committed to caring for our clients and building lifetime relations as a trusted financial advisor. We have an experienced staff offering expertise in every area of mortgage lending. Top Flite Financial lending specialists are dedicated to finding the right loan to meet our clients’ needs.